// Fintech & Financial Services
An offshore banking license allows you to accept deposits, make loans, and provide full banking services. While major jurisdictions require $10M+ in capital, smaller jurisdictions like Mohéli (Comoros), Vanuatu, and Puerto Rico offer accessible paths to banking licensure. We have a direct partnership with the Mohéli regulatory authority.
Book Your Consultation// The Problem
US/EU banking license: $20M-$100M+ minimum capital. Mohéli (Comoros): $1M-$3M. Vanuatu: $2M-$5M. Puerto Rico IFE: $5M. The gap between "accessible" and "impossible" is jurisdictional.
Banking regulation is the most complex financial services regime. Capital adequacy, deposit insurance, AML/KYC, risk management, and ongoing supervision. You need expert guidance.
Core banking systems, payment processing, correspondent banking, compliance technology — the operational build is significant.
// The Solution
From boutique private banks to digital banking operations.
Our partner jurisdiction. $1M-$3M capital. Direct partnership with Mohéli banking regulator. Accessible capital requirements. International banking license for non-resident banking. Best for: boutique private banking or fintech banking.
$2M-$5M capital. South Pacific. International banking license. Growing financial center. Cost-effective. Best for: niche banking operations.
US territory. $5M capital. International Financial Entity license. US jurisdiction without full federal regulation. Best for: US-connected international banking.
International banking license. Established offshore banking jurisdiction. Moderate capital requirements. Best for: Caribbean banking operations.
Own a bank. Set the rules. Serve your market. Our Mohéli partnership gives you a direct path. 30-minute consultation — no obligation.
// Mohéli Partnership
We have a formal partnership with the Mohéli (Comoros) banking regulatory authority. This means: direct regulatory access, streamlined application processes, and ongoing regulatory relationship management. Mohéli offers international banking licenses with capital requirements starting at $1M — making banking ownership accessible to qualified applicants.
"Obtained a Mohéli international banking license with $2M in capital. Now serving 200+ high-net-worth clients with private banking services. The direct regulatory relationship through Offshore Ventures made a complex process manageable."
// Important
Offshore banks need correspondent banking relationships for international transfers. Correspondent banking is the biggest operational challenge. We help establish relationships with banks that work with licensed offshore institutions.
Banking-grade AML/KYC is essential. Transaction monitoring, sanctions screening, and suspicious activity reporting must be operational from day one.
Banking licenses require ongoing capital adequacy monitoring. Minimum ratios must be maintained. Regular reporting to the regulator is mandatory.
// FAQ
Mohéli: $1M-$3M capital + $200K-$500K setup costs. Vanuatu: $2M-$5M + $300K-$600K. Puerto Rico: $5M + $500K-$1M. Total investment: $1.5M-$6M depending on jurisdiction. Book a consultation for detailed budgeting.
Mohéli: 6-12 months. Vanuatu: 6-12 months. Puerto Rico: 12-18 months. The process involves application, due diligence, and operational readiness review. Book a consultation to plan your timeline.
Generally no — US banking regulation restricts this. Puerto Rico IFE can serve non-US persons from US territory. For US customers, you need US banking authority. Book a consultation to understand your target market restrictions.
Yes — many offshore banks operate digitally. Core banking systems, mobile apps, and online platforms are standard. The license governs activities, not the delivery channel. Book a consultation to discuss digital banking capabilities.
Correspondent banks provide international payment rails (SWIFT, wire transfers) to smaller banks. Without correspondent relationships, your bank can't process international transfers. This is the most challenging operational aspect. We help establish these relationships. Book a consultation.
// Related Solutions
Our Mohéli partnership makes it possible. Book a consultation — 30 minutes, no obligation.